A mortgage is probably the largest financial commitment you will ever have. Because of this, SJP Financial Services prides itself on providing honest, impartial and thorough advice on mortgages, whilst focusing on your individual needs.

We have access to a panel representative of the WHOLE MARKET for mortgages, and thereby can source mortgages from nearly seventy different lenders.

Whether you are looking to BUY a home, REDUCE your monthly outgoings by switching to a lower rate, purchase a SECOND or INVESTMENT property, or maybe want to RAISE MONEY for something special, we will work for YOU to find the best deal available.

We will even COME TO YOU to discuss your needs!

You may have to pay an early repayment charge to your existing lender if you remortgage.

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £295, however, this may also be waived depending on your circumstances.

SJP Financial Services is an appointed representative of Genesis Home Loans Plc, which is authorised and regulated by the Financial Services Authority for the conduct of non-investment insurance and mortgage business. Second charges, commercial loans and buy-to-let mortgages (where the resident is not related for the borrower) are not subject to Financial Services Authority regulations. Your home may be repossessed if you do not keep up repayments on your mortgage.

Genesis Home Loans Plc can be found on the FSA register (www.fsa.gov.uk/register) under reference 305920.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.